Who are we? How do we do it?
Scoring Solutions is now part of Lending Science DM, Inc. Scoring Solutions is a leading developer and provider of acquisition, customer management, collections/recovery, marketing scorecards, hosted scoring services and risk management services. We are a privately-held corporation and provide excellent customer service and solutions focused on our clients’ goals. We use innovative analyses and advanced statistical techniques to deliver solutions that are unique to each client.
We are located in Atlanta, Georgia and service clients both in the US and abroad. Since 1993, we have helped over 400 companies across the world to achieve their business goals.
Scoring Solutions has vast expertise related to the development of statistical models for the financial services industry. We are not a data provider and therefore are not biased toward any particular data source. Our goal is to identify the most predictive data elements for each customer and portfolio and deliver models that allow our customers to optimize their strategies and drive a more profitable business.
Our Products & Services Include:
- Library of over 1,100 comprehensive and state-of- the-art tri-bureau credit attributes developed by Scoring Solutions which our customers have found out-performs other libraries in the marketplace for inclusion in models
- All the system functionality needed to quickly and accurately implement the custom scorecards that we develop for you
- Ready-to- use interfaces to consumer and commercial credit bureaus
- Fast implementation of custom interfaces to internal databases and other data sources
- Maintenance of a historical database for reporting and scorecard validation including a performance feedback loop
- Standard and custom scorecard monitoring and validation reports
- Programming of scorecards and score-cutoffs and delivery of decisions and strategies
- Workflow tools to ensure that the scoring process works as designed
- Fully tested interfaces, credit bureau attributes and scorecard calculations
- Model development attribute calculator (standardized for tri-bureau use)
- Updates to models, as needed
- Suite of ready-to- use Expert Models for various industries and product lines
- Secure data transfer protocols
- Quick decision turnaround time
For off-line processing such as the scoring of existing accounts to prioritize collections and recovery strategies, Scoring Solutions hosts the solution and returns results within 24 hours of receipt of the file from customers. For real-time processing, the module can be licensed and placed behind your firewall or hosted with one of our partners.
Credit Bureau Attribute Processing
Small Business Scorecards
Custom Segmentation Analytics
Marketing (Risk/Response/Revenue) Scorecards
TransUnion Energy, Telecommunications and Wireless Models
Performing Sensitivity Analysis
Automating Manual Decision Processes
What do our clients get?
Improved Loan Performance
Easier Implementation of Credit Bureaus
More Accurate Underwriting
Faster Implementation of Models